Automobile Medical Payments Insurance is a type of coverage on your automobile policy that pays for accident related medical bills and expenses. The coverage commonly comes in amounts of $5,000, $10,000 and $25,000. The coverage provides automobile accident related medical benefits to you and your passengers. There are no co-pays or deductibles so all of your medical bills from an automobile accident are covered up to the policy limit. When you buy automobile insurance, you automatically receive the $5,000 minimum unless you specifically sign a waiver declining coverage. We recommend that you DO NOT waive this coverage. As a matter of fact, we recommend that you carry at least $10,000 and $25,000 is even better. The best thing about medical payments coverage is that you can pick your own health care providers, you pay no co-pays or deductibles and the medical benefits you receive are not subject to subrogation. Subrogation is when your insurance company demands reimbursement of the benefits it paid if you receive a personal injury settlement. You may not know it, but all health insurance policies contain a subrogation clause which means your own health insurance carrier will have its hand out for reimbursement if you get a personal injury settlement. With medical payments coverage, there is no subrogation. You, as the injured person, get to keep all of your settlement proceeds without having to reimburse your own insurance. It all seems complicated, but Mann & Maximon are experts at handling these matters on your behalf. We are automobile accident lawyers conveniently located in downtown Boulder, Colorado. Medical Payments Insurance - yes, you should get it.
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What Our Clients
My car accident left me shattered, physically and mentally. Stuart’s offer of help came soon after I was released from intensive care, and he’s been on my side since. When you’re involved in a big accident, there are so many things you need to concentrate on, and it’s been a great comfort to know I don’t need to spend untold hours dealing with insurance companies or hospital billing departments. Thanks Stuart!Mann & Maximon Client
It has been over a year and a half since my brother’s bicycle accident with a car in Boulder, Colorado. The details of the accident were in my brother’s favor, as he was in the cross-walk traveling with traffic. His case was brought to several legal firms in Colorado, but none would take the case due to his mental disability and apparently unable to gain significant ‘compensation’. Fortunate for us, his case was eagerly accepted by Stuart Mann of Mann & Maximon. My brother was treated respectfully and with care, without being discriminated against due to his disability. He won a sizable settlement all due to the detailed knowledge Mr. Mann has for the legal profession and his involvement in the biking community.Mann & Maximon Client
I was treated like a member of the family. They were always willing to answer my questions and help in any way they could. Best of all, they did a great job and we got a great settlement for my case.Mann & Maximon Client