Mann &
Maximon

Car Accident Insurance Claims With the Help of a Car Accident Insurance Attorney

If you or a loved one has been hurt in a car accident in Colorado it’s important to speak with an experienced car accident attorney to help you with the insurance claim process. The moments after a crash can be overwhelming. Expenses, such as hospital bills and vehicle repair or replacement costs can be significant. If someone else caused or contributed to a motor vehicle accident, you may be legally entitled to recover for your losses.

Our dedicated, small-by-design team of attorneys have the experience and resources to counsel you on making an insurance claim, and/or preparing a strong legal case on your behalf. Our car accident lawyers will offer you sound, legal advice about your options. Our accident lawyers will help you hold all at fault and negligent parties accountable for their wrongdoings. 

Colorado is an “at fault” state. Legally, this means that the at-fault driver's car insurance is ultimately responsible for your injuries and property damage. You have a legal right to recover for your damages and losses and the at-fault party’s insurance company is required to pay economic, non-economic, and impairment damages. 

In the event that the other parties are underinsured or uninsured, it’s even more essential that you consult with an experienced car accident lawyer. 

What Should I Do After a Car Accident?

The actions you take after a car wreck can help to strengthen your car accident insurance claim and what you can recover. If you’ve been involved in a vehicle crash, you should first take a moment to breathe and calm down. Here are some crucial steps that our car accident law firm in Colorado recommends that you follow:

#1: Be Safe

Your health and well-being should be your top priority after a motor vehicle, bicycle, or motorcycle collision. If possible, stop your vehicle, turn the engine off, and exit it. If you can safely turn the hazard lights on, do so. 

Call 911

Contacting the police and emergency responders is a crucial action after a car accident. Law enforcement officers will prepare an incident report, gather evidence, and talk with eyewitnesses to establish what happened. Your insurance company may require a police report after a traffic collision and you should get one even if they don’t or you’re not sure. If possible, get the names, addresses, and phone numbers of all eyewitnesses as the police sometimes do not record this information.

It’s also crucial for accident victims to wait for the police to arrive at the scene of an accident, regardless of who was at fault, with the exception being if you need ambulance transport for immediate medical attention.  Nothing is more important than your health.  

Allow Medical Treatment

After an auto collision, you may sustain minor or severe injuries. You should always seek medical attention even if you might think you are not badly hurt. Injuries like concussions and internal bleeding may not be apparent shortly after a significant accident. It is also common that fear and adrenaline have masked the impact of your injuries.

Exchange Contact Information

If you’re able to, take down the contact info of all the other drivers in the crash - name, license plate, vehicle model, insurance details, etc. It is advisable to also get the contact info of witnesses before they leave the scene. Tracking down bystanders after they’ve left to get their statements is almost impossible.

Take Photos

It’s practical to capture detailed photographic evidence after a car collision using high-def cameras and smartphones. You can photograph and take videos of the scene of the accident, vehicle damage, weather and visibility conditions, visible injuries, the roadway, and relevant traffic signs. Take as many photos as necessary from different angles to cover everything, not forgetting close-ups.

At Mann & Maximon, our car insurance auto attorneys will use all of this information as evidence to prove the defendant's fault in your auto collision, helping you recover what you’re legally entitled to.

Contact a Car Accident Insurance Attorney

To get the best results for your situation and the justice you deserve after a car accident, you should hire seasoned car accident lawyers who understand the insurance claim process where the event took place. Our Colorado car accident lawyers will conduct an in-depth investigation to determine liability in your personal injury case.

How Do I File an Auto Insurance Claim After a Car Accident?

After a car accident, you may receive compensation for damages such as lost wages, medical expenses, mental anguish, pain and suffering, and disability. In Colorado, the at-fault party’s insurance company is required to pay economic, non-economic, and impairment damages. 

The car accident attorneys at Mann & Maximon have sound experience with the car insurance claim process for accident victims. They communicate with the insurance companies on your behalf, ensuring the claim is as strong as it can be so you can recover everything you’re entitled to receive. 

All of the insurance companies involved will want more information about the motor vehicle accident, including information about your injuries, the circumstances of the crash, time and place, and if you have any evidence to support your claim about what happened. Our legal team will handle all these communications on your behalf and stay in touch with you regarding developments in your case.

Do I Need a Car Accident Attorney?

You can file a third-party insurance claim against the other party’s insurance company to try and recover compensation for damages, without an attorney representing you, but depending on the complexity of the case, it may be difficult. Insurance claims adjusters and lawyers representing the at-fault party are trained to represent their own best interests, not yours. They may try to contact you after the crash to quickly settle your case for less than it is worth. When you are contacted, you have no obligation to provide any statement regarding the event. It is common for insurance companies to try to take advantage of unrepresented injured parties. Regardless of how friendly this may seem, always remember that their main goal is to deny or limit your car accident claim. They work for the defendant’s insurance company and have their best interests in mind. Let our lawyers work for you. You don’t have to go at it alone, and you shouldn’t. Our car insurance attorneys ensure that you are not taken advantage of by the defendant’s insurance company.

What Can a Car Accident Lawyer Do For Me?

Our car accident attorneys can issue a settlement demand letter compelling an insurance company to provide compensation once we are done gathering evidence and determining liability. If we aren’t able to reach an amicable resolution with the insurance company through negotiations or mediation, Mann & Maximon is prepared to file a lawsuit in Colorado to protect your rights and interests. If we end up having to go to trial, we are fully prepared to do so. You have the right to accept any offer at any time during this entire process, and the defendants will usually drag their feet.

How Long Do I Have to File an Auto Crash Claim?

Every state sets its own “statute of limitations” for personal injury cases. If you miss filing a claim within the statute you will forever lose your claim. For this reason, it is prudent to act sooner rather than later after your motor vehicle accident and hire a reputable accident law firm to help you with your car accident insurance claim.

In Colorado, for injuries involving motor vehicle accidents, you typically have three years from the date of your crash to file a personal injury claim, but there are exceptions. For example, claims against governmental entities need to be filed within six months of the date of loss. An experienced car insurance attorney will help you determine the appropriate statute of limitations. 

What Should I Do if My Claim Is Disputed?

Insurance companies always look for reasons to deny car accident insurance claims or offer less money than you deserve. It’s crucial that you work with an experienced car accident lawyer to help you build your case. If your car accident claim has been denied, you don’t have to give up. Our experienced motor vehicle accident attorneys at Mann & Maximon can review your claim, discuss your options with you, and often times persuade the insurance company to change its position in your favor.

Schedule Your Free Consultation Today

If you or someone you care about has been hurt in a car accident, you should consider reaching out to a seasoned car accident attorney to find out if you have a case and what you could recover. You may be eligible for compensation after a car wreck and it is difficult to fully recover without an attorney representing you. The other party’s car insurance company knows this and is likely trying to take advantage of you. Do not let that happen. 

We’re prepared to protect your rights throughout a car accident claims process. We will guide you every step of the way, negotiating with the at-fault driver’s insurance company on your behalf. 

Contact us, we are here to help. We will offer you sound legal advice and you will walk away with a more complete understanding of the situation, regardless if you’re not sure how you’ll want to proceed.  

Our car accident law firm operates on a contingency fee basis. Meaning we don't get paid unless and until you do. It's always free to speak with us for an initial consultation.

Call our office at 720-664-9932 or use our convenient online form.

Contact Us For a Free Initial Consultation

Contingent fee representation is available. In contingency cases, we are paid legal fees only when our clients are paid. There is no cost to you for an initial consultation or case review.

Call our Boulder office at 303-991-2233 or use our online contact form to schedule an appointment.