A car wreck can be a nightmare for you, especially if you were the victim. In Boulder, car accidents are getting more frequent as the fatality rate tripled from 2018 to 2019.
After a car accident in Boulder, you’re now faced with the painful process of getting back to normal. You may be dealing with injuries through no fault of your own. If this is the case, you may want to speak with a car accident lawyer.
Why might you want you hire a Boulder accident attorney? And, when might you need a car accident attorney in Boulder?
This is what you need to know.
The first thing that you need to know is that Colorado is an “at-fault state”. This means that whoever is responsible for the car accident is likely liable for the damages, which can include associated medical bills (among other things).
A car accident is a serious event for you or the defendant; whoever is at fault is legally required to have proper insurance.
Car Insurance in Colorado
Colorado, like many other states, has a minimum amount of car insurance that you need to have to be able to drive on the road. In this state, that minimum is liability insurance.
The specific terms of this insurance include at least $15,000 in property damage and $50,000 in bodily harm for a car accident.
Of course, this minimum insurance may not always be enough to cover all the damages associated with a wreck. For example, if a car accident results in putting somone in a coma, $50,000 is very unlikely to cover all the hospital bills.
The average car insurance cost in Boulder is $1,631 per year. That is more than the national average cost of car insurance but less than the average state cost. As of 2019, the median household income in Boulder was around $83,000 per year. So, in other words, if someone is in an accident in Boulder and they live there, they are likely to have (or at least be able to afford) a car insurance policy that can cover them in a situation such as a car accident.
No Car Insurance
This is when it’s even more important to have legal representation. In this situation, legal representation may be the only way that you can find someone legally liable for the damages they caused in a car accident with you.
Say somebody crashes into you-your car is totaled and you suffer a broken neck. You have around $5,000 in hospital bills, plus, you’ll need to buy a new car.
That alone can be a significant amount of damages that the other driver may be liable for. However, if they have no insurance things get much more complicated and you will need legal recourse to get what is rightfully yours. A lawyer here can not only establish legal ground for this situation but also very likely increase your potential payout.
If the driver has no insurance, you’ll need to consult with a lawyer to hold them accountable.
What if you have to miss work because of injuries from your car accident? This can result in losing several weeks of pay and it could potentially result in the loss of your job.
That may not be something that insurance alone can cover. Instead, you may need to hire a car accident lawyer to get properly compensated for the inconveniences that you’ve had to suffer because of the accident. You may have had to spend weeks in the hospital, you may have a hard time walking as well as you did before and you may even have permanent injuries.
Lawyers can establish this type of fault. They can help discover that the other driver may be more at fault than you may have originally suspected.
Compensation for car accidents in Boulder
A car accident lawyer in Boulder can help you get the compensation that an insurance company may not provide, such as the damages of inconveniences described above. Our attorneys can help with your auto accident throughout Colorado, including Boulder, Denver, and all of the Front Range.
Contact Us For a Free Initial Consultation
Contingent fee representation is available. In contingency cases, we are paid legal fees only when our clients are paid. There is no cost to you for an initial consultation or case review.
Call our Boulder office at 303-991-2233 or use our online contact form to schedule an appointment.
What Our Clients
Josh worked so hard for me throughout my whole case and fought for the settlement that I deserved, not what was offered by insurance. They handled every facet of my case and made the whole process easy for me. I'm incredibly appreciative of his work.Mann & Maximon Client
My car accident left me shattered, physically and mentally. Stuart’s offer of help came soon after I was released from intensive care, and he’s been on my side since. When you’re involved in a big accident, there are so many things you need to concentrate on, and it’s been a great comfort to know I don’t need to spend untold hours dealing with insurance companies or hospital billing departments. Thanks Stuart!Mann & Maximon Client
After my auto accident, I had to have my hip replaced. The insurance company said that my need for a hip replacement was not accident related. Stuart believed in me and my case and we were able to obtain the maximum amount available. His hard work helped change my life.Mann & Maximon Client