Mann &

Colorado Car
Accident Lawyers

Injured in a Colorado Car Accident?

Traffic throughout Colorado, especially the Front Range, is only getting worse. More cars, more congestion, and more inattentive, distracted drivers ready to cause a crash at any second. Unfortunately, that is exactly what’s been happening more frequently each year.

Colorado car accidents come in many forms. Some involve very serious and often life-threatening personal injuries, where others involve scrapes or dings to your vehicle.

Don't go at it alone - let us help you deal with the back and forth with insurance companies so you can focus on living your life. 

Car Accident Claim Process

When you file a claim as a result of a car accident in Colorado, you’re actually making a claim against the other person’s insurance company and not the other person.  That means if you recover money, it’s paid by the defendant’s insurance company and not the defendant themself.  

Dealing with the paperwork and back and forth alone is a complicated and time-consuming process. Additionally, insurance companies have dozens of lawyers and many times will attempt to settle your case for less than it’s worth. 

Don’t accept less money than you deserve or spend countless hours of your life dealing with this situation alone. Speak with an experienced car accident lawyer in Colorado today-one who can help define and assign fault to recover everything that you’re entitled to.  

Consultations are always free, so you have nothing to lose by talking with us about your situation. If we end up working together, we don't get paid until you do, period. 

Call our experienced Colorado car accident lawyers today at (720) 664-9932 or use our online contact form

Stuart Mann and Josh Maximon in front of office

Colorado Car Accident Attorneys-Why Choose Mann & Maximon?

If you've been involved in a car accident in Colorado, regardless of the level of damage or injury, and even if you partly contributed to the cause of the accident (more below), you may be entitled to file a car accident insurance claim. Even if you don’t end up filing a claim, it’s almost always in your best interest to at least speak with an experienced car accident attorney in Colorado. 

Stuart and Josh, at Mann & Maximon, are devoted to representing people injured in Colorado for over 50 combined years. We represent everyday people hurt in car accidents, slip-and-fall injuries and bicycle accidents, as well as many other areas. We work with our neighbors, friends, and people in our community - we don’t represent big insurance companies. 

Let us work with and negotiate with the people who hurt you and their insurance companies so you can focus on continuing to live your life. You don’t have to deal with these issues alone.

Call our experienced Colorado car accident attorneys today at (720) 664-9932 or use our online contact form.


  • What is a car insurance accident claim?

    A car insurance claim is a request for financial compensation that a driver files with an insurance company after their vehicle is damaged and/or after they’re injured in a car accident.

    While the process can vary between states and insurers, the basic steps are usually the same. If you were injured as a result of a car accident in Colorado, this type of claim falls under the realm of personal injury.

  • How much does a Colorado car accident attorney charge?

    Most personal injury lawyers, including us, work on a contingency basis. This means that if you don’t get paid, we don’t get paid - period.

    We don't have a set fee structure as every case is different and each client unique. 

    Consultations are always free, so you have nothing to lose by talking with us about your situation.

    Call us today at (720) 664-9932 or use our online contact form

  • How long do I have to make an insurance claim after a car accident?

    The statute of limitations is a law that sets the maximum time after an event within which legal proceedings may be initiated. Each state sets its own laws. 

    In cases involving car accidents in Colorado, the statute of limitations is three (3) years. This means you have three years from the date of the event to file a crash accident claim.

  • Do I need a car accident lawyer?

    Ultimately, this is up to you and the specifics of the event. A lawsuit might not be necessary if you and the responsible party(s) can come to an agreement about the compensation owed to you

    If you were injured and wanted to represent yourself in a personal injury claim you have that right. Dealing with the defendant’s insurance company (and not the defendant themself) is a complicated and time-consuming process; having an attorney on your side is almost always the right choice. Insurance companies have teams of lawyers at their disposal with one goal in mind: settling cases for less than they’re worth. As the saying goes, “anything you say can and will be used against you in a court of law”. In other words, it is important to know what to say and what not to say to protect your best interests.

    It’s very difficult to legally calculate the full value of your case alone, and it’s even more difficult to recover that amount without the help of a motorcycle injury attorney. A reputable, personal injury lawyer understands how insurance companies operate and their tactics and can help determine the full amount of damages that you’re entitled to (more below).

    Our job is to ensure you receive the maximum amount of compensation you're legally entitled to.

  • When should I consult with a car accident attorney?

    You can (and should) contact an attorney immediately after an accident, even if you’re not sure you’ll file a car accident claim. Initial consultations are always free - it never hurts to learn more about your options.

    The sooner an attorney gets involved, the better - an experienced Colorado car accident attorney will be able to do a better job the earlier they’re involved. 

  • Will my car accident case go to trial?

    In truth, many car accident claims do not go to trial but settle outside of court.

    Although, it may take some time to get an appropriate pre-trial offer for your case; part of a car accident attorney's job is to negotiate with the defendant’s insurance company as it’s in their best interest to settle before trial. Even more so if your case is especially strong. 

    Insurance companies know how to spot vulnerability on the plaintiff’s side and will do everything they can to exploit that and pay you less than you deserve. 

    It is extremely important to work with attorneys that have a reputation for taking cases to trial, even if you decide you don't want to. We’ve done this at Mann & Maximon for over 50 combined years. Our adversaries recognize and respect us as lawyers. They are aware that we prepare every case as if it were going to go to trial. Don't sell yourself short by working with a subpar attorney. 

  • When would a car accident case likely go to trial?
    1. When liability is contested (if parties cannot agree on how an accident happened or who is at fault), they may not produce any settlement offers. This usually results in a case going to trial.
    2. When there is a disagreement about your damages (if parties cannot agree on the type and/or amount of your damages), for example, maybe you had a pre-existing condition and the defendant placed too much blame on that - your case may go to trial.
    3. When the settlement offers are too low (the defendant’s insurance company will almost always offer numerous ‘low-ball’ offers hoping that you’ll accept less money than you’re entitled to. It’s their job to settle cases for as low as possible, and oftentimes they succeed. It’s your car accident lawyer’s job to recover as much as legally possible.
      • Remember, you are always in control of this process and if you decide to accept an offer at any time, you have that right.
  • How long will this process take?

    There isn’t one answer, and ultimately this depends on you. Insurance companies almost always offer an initial ‘low-ball’ dollar amount to settle quickly. Many times, this amount isn’t even close to what is actually recoverable or what you deserve. If you suffered serious injuries, it may be impossible to tell soon after the accident what future care and medical bills will look like.

    As your car accident lawyer builds up your case to request the full amount of recoverable damages, the defendant’s insurance company will likely draw out negotiations with the hope that you will accept a low offer, because you’re tired of waiting. Frankly, this process can be tedious, and patience is key. The defendant’s goal is for you to settle for less than you deserve. Our job is to recover as much as legally possible, and sometimes that takes time.

    Remember, you are always in control of this process and if you decide to accept an offer at any time, you have that right.

  • What are the different types of damages in a Colorado car accident claim?

    Compensatory damages are money awarded to a plaintiff to compensate for damages, injury, or another incurred loss. Compensatory damages are awarded in civil court cases (like a car accident claim) where loss has occurred as a result of the negligence or unlawful conduct of another party. Compensatory damages include: economic, non-economic, and impairment damages.

    Punitive damages, or exemplary damages, are damages assessed in order to punish the defendant for willful and wanton conduct and/or to reform or deter the defendant and others from engaging in conduct similar to that which formed the basis of the lawsuit. Although not extremely common in personal injury claims, if the defendant’s actions are egregious, punitive damages can be sought.

  • What types of compensation can be awarded in a car accident claim in Colorado?

    In car accident cases, monetary damages are paid to the person injured (the plaintiff) by those who caused the harm (the defendant and their insurance company). These damages are calculated on what the injuries ‘cost’ from a physical, mental and/or emotional standpoint.

    Typically, damages fall under three categories (with one exception): Economic Damages, Non-Economic Damages, and Impairment Damages. Some common areas in which damages can be determined by include:

    • Economic Damages

      • Medical treatment - this can be either treatment that has already occured and/or to cover future treatment and expenses.

      • Income - if your injuries caused you to miss work, this money can likely be recovered. Additionally, if an accident prevented you from making additional money in the future, that can also be considered. Legally speaking, this is usually deemed loss of earnings or earning capacity.

      • Property loss or damage - vehicles, bicycles, cell phones, computers and even clothes can be considered.

    • Non-Economic Damages

      • Emotional distress - typically a factor in very serious or catastrophic injury claims, monetary damages can include the emotional and physiologic impact of injuries, for example, sleep loss, fear, anxiety, stress, etc.

      • Loss of consortium - in personal injury cases, these damages typically stem from how injuries affect a relationship between, for example, a husband and wife. Examples include the loss of companionship and being unable to maintain a sexual relationship.

      • Loss of enjoyment of life - if areas such as your hobbies, interests or recreational activities have been affected/limited by your injuries, you may be entitled to monetary compensation in the form of loss of enjoyment of life damages.

      • Pain and suffering - if you suffered pain and/or serious discomfort as a result of your injuries, you may be able to recover pain and suffering damages. These can also cover future pain and suffering.

    • Physical Impairments

      • Within the State of Colorado, physical impairments and physical disfigurements are categorized separately from economic and non-economic damages. This includes damage for scarring in addition to other physical impairments, such as cosmetic disfigurement, disruption of bodily function and/or internal organs’ natural processes, neurological damage, and other impairments. Based upon your level of impairment or disfigurement, you may be entitled to recover these impairment damages.

  • What are the steps to file a car accident claim in Colorado?

    A car accident lawyer can and should assist you with this process. That being said, the general steps involved in a car accident claim usually involve:

    • Speaking with the police and providing a formal report.
    • Taking photographs (vehicles, roadway, debris, signage, etc.).
    • Contacting your insurance company - DO NOT admit fault, even if you contributed to the accident.
      • If you'll need a rental car, ask your insurance agent if you have rental car coverage. 
      • Schedule and partake in a vehicle inspection with your insurance adjuster.
    • If your vehicle isn’t totalled, obtain an estimate from a repair shop(s).
    • Receiving an initial offer from your insurance company (if any, they may not offer any reimbursement, depending on the situation and your insurance policy).
    • Negotiating.
    • Resolving (if possible).
  • What should I do after a car accident in Colorado?

    What happens immediately after the accident can play a big role in how insurance companies evaluate a claim to recover damages. 

    • Your personal safety should be your number one concern - always put your emergency flashers on.
    • DO NOT admit fault, even if you may have contributed to the accident.
    • Leaving the scene is never recommended, even if it wasn’t your fault or if you drove to the hospital. Wait for the police to arrive.
      • If you or others need medical attention, it’s always best to remain calm and wait for emergency services to arrive.
    • If it’s possible to safely move your vehicle out of travel lanes, do so. If it’s not, safely exit your vehicle and remain off the roadway as best you can. If it’s possible to take detailed photographs of the vehicles before they’re moved, do so.
    • Documentation
      • If you’re able to safely obtain photographs, even if you’re not sure if you’ll file a claim, you should. Take numerous photographs of:
        • Your vehicle
        • Other vehicles
        • The roadway, including signs, debris, traffic signals, etc.
        • Anything else that would provide a basis for your opinions
    • Summary
      • Remain calm, and never leave the scene (even to drive to the hospital).
      • Exchange contact information with all involved parties.
      • Provide a statement to the police.
      • Ensure other involved parties (including any witnesses) also provide the police with a statement.
      • Don’t move evidence.
      • If medical personnel are available, let them evaluate you.
      • Do not admit fault or speak to any insurance agents until you’ve spoken with a car accident attorney in Colorado.
      • Obtain a police report
  • Do I need a police report to file a car accident claim in Colorado?

    Although a police report is not required to file an insurance claim after an accident, if possible, it’s always a good idea to obtain one.

    Police reports usually offer a neutral, third-party account of the facts related to the crash and opinions about who is at fault.

    You will be required to provide information/proof to justify your request for compensation. A police report can be a very strong piece of evidence.

  • Should I speak to the other party’s insurance company?

    You don't have to. If you do, remember to remain neutral. It’s very important to remember that the other party’s insurance company (both the adjuster and their lawyers) want to limit their own liability. They want to pay you as little as possible. They may use statements you made against you in an attempt to limit how much they offer you.

    For this reason alone, it’s important to work with a car accident attorney from the beginning. The defendant will have lawyers from their insurance company on their side, so you should have one on your side as well. Your attorney looks out for your best interests, while the defendant’s insurance company’s lawyers look out for theirs. 

  • What is the Colorado “no fault” Law?

    This means that whoever is responsible for the car accident is likely liable for the damages, which can include associated medical bills among other things (more above). 

    A car accident is a serious event for you or the defendant; whoever is at fault is legally required to have proper insurance.

  • What type of car insurance is required in Colorado?

    Colorado, like many other states, has a minimum amount of required car insurance. There are two types of mandatory car insurance policies in Colorado:

    • Bodily Injury (Liability Coverage) 

      • This coverage pays on behalf of the at-fault driver for bodily injuries sustained in a motor vehicle accident.

    • Property Damage (Liability Coverage)

      • This coverage pays for the damage to the automobile involved in the accident and is paid out on behalf of the at-fault driver.

    • Colorado requires the following minimum auto policy coverages:

      • $25,000 for injury or death to another driver in an accident

      • $50,000 for injury or death for all persons in an accident

      • $15,000 for damage caused to property in an accident

  • What happens if the person who caused the accident doesn’t have insurance or doesn’t have enough insurance coverage?

    This is when it’s even more important to have an attorney representing you. In this situation, legal representation may be the only way that you can find someone liable for the damages they caused in a car accident with you.

    For example: If somebody crashes into you, your car is totaled, and you suffer a broken neck. You have approximately $7,500 in hospital bills, plus you’ll need to buy a new car.

    This alone can be a significant amount of damages that the other driver may be liable for. However, if they don’t have insurance (or not enough), things get much more complicated and you will need legal recourse to recover what is rightfully yours. A car accident attorney can not only establish legal ground for this situation but also very likely increase your potential payout.

  • What is the Colorado Comparative Negligence Law?

    Accidents happen, and sometimes they’re completely unavoidable. However, someone is usually at fault. But what if, for example, one driver was speeding and the other driver was texting and driving? Both contributed to the accident, so are both at fault? How much fault? Who decides?

    In Colorado, if a case involving a liability dispute goes to trial (more above), the jury gets to decide what percentage of liability is assigned to what parties. 

    Colorado operates under a modified comparative negligence law, meaning that a plaintiff’s damages gets reduced by the plaintiff’s percentage of fault for the wreck or accident. However, if the plaintiff’s fault is greater than or equal to the combined fault of the defendant’s, the plaintiff gets nothing.

    • Example: if a jury finds you to be 40% liable for an event that caused your injuries, you can only recover 60% of the total damages. This gets much more complicated when there are multiple defendants involved (like in a multi-car wreck), so it’s even more important to work with a Colorado car accident attorney that can define and assign fault appropriately. 


We realize the thought of calling an injury lawyer might raise questions, or maybe you’ve worked with a subpar attorney before.

At the end of the day, the defendant’s insurance company and their lawyers want to settle your case for less than it’s worth, because that’s part of their job.

If you decide to hire a reputable Colorado car accident lawyer, their job is to maximize the value of your case and be prepared to go to trial, if it comes to that. We’ve been doing this at Mann & Maximon for over 50 combined years. Our adversaries recognize and respect us as lawyers.  They are aware that we prepare every case as if it were going to go to trial. This alone gives us a competitive advantage over many of our peers. 

Insurance companies know how to spot vulnerability on the plaintiff’s side and will do everything they can to exploit that and pay you less than you deserve. 

Hire an accident attorney that you trust and feel good about and one that has a proven track record of competing with large insurance companies and their lawyers. 

It’s always free to discuss your case, and we never get paid unless and until you do. We’re here to help you get what you legally deserve.

Call us today at (720) 664-9932 or use our online contact form

Contact Us Today

Our Colorado car accident lawyers can help you recover from your car wreck throughout the state, including Boulder, Denver, and virtually across the entire Front Range.

We work with everyday Coloradans and never represent big insurance companies. We work on a contingency fee basis, meaing we don't get paid unless and until you do. It's always free to speak with us for an initial consultation. 

Call (720) 664-9932 or use our online contact form to schedule an appointment with our lawyers.